Strong partnership for those who feed the world
Specialized credit solutions for the fastest-growing sector in our economy.
Agribusiness is Brazil's vocation and the most resilient sector of our economy. However, rural producers know that the field cycle does not obey the urban bank calendar. Planting, cultivating, and harvesting takes time, patience, and, above all, capital. Agri Credit from Maximo Conceito was designed by those who understand harvest, climate risk, and commodities.
We offer diversified lines ranging from harvest funding (purchase of seeds, pesticides, fertilizers) to major infrastructure investments (silos, irrigation) and state-of-the-art machinery. We know that technology in the field today is decisive for productivity, and we want to be the partner that finances this innovation.
Unlike urban business credit, our Agri operations consider revenue seasonality. We design semi-annual or annual payment flows, matched with the harvest moment and sale of production, so the producer never needs to sell his product at a low just to pay a monthly bank installment.
Financing of tractors, harvesters, sprayers, and drones. We work with lines that allow constant fleet renewal to ensure maximum efficiency in the field.
Working capital for the purchase of inputs, seeds, feed, and vaccines. Secure the necessary resources before planting to negotiate better prices with suppliers in cash.
Long-term lines (up to 15 or 20 years) for buying neighboring farms or expanding arable area. The producer's most valuable asset is the land, and we help you conquer more.
Goodbye monthly installments. Our payment plans are structured according to your cash flow, with semi-annual or annual amortizations aligned with the harvest commercialization.
Financing of rural solar energy projects (drastic cost reduction) and irrigation systems (center pivots) to shield your production against droughts.
Credit for the rancher who doesn't want to sell his matrices or calves at low prices. Keep the cattle in the pasture, fatten, and sell at the best market moment.
We serve the entire agribusiness production chain:
Whether you are an individual (Rural Producer with CPF) or Legal Entity (Agropecuária LTDA), we have the ideal framework for your profile and size.
Modern agro is made of data and precision.
Financing of equipment with GPS, telemetry, and management software that increase productivity per hectare and reduce input waste.
Construction of silos and warehouses on the property. Allows the producer to stock the harvest and sell in the off-season, capturing much higher profit margins.
Investment in genetic improvement of the herd, purchase of PO bulls and high-lineage matrices to raise meat quality or milk production.
Investment in antennas, signal repeaters, and satellite internet to ensure the entire farm is connected, allowing real-time management.
Yes. Bare land or property with improvements is the strongest guarantee in agribusiness and allows for the longest terms and lowest rates in the market.
Absolutely. We operate a lot with the Physical or Financial Rural Product Note (CPR), and Barter operations (exchange of input for future production), guaranteeing credit with the harvest itself to be harvested.
Yes! A large part of Brazilian agro runs on CPF. We analyze the IRPF, DAP/CAF, and the Producer's Cash Book movement to grant credit.
We have access to controlled resources (Harvest Plan) when available and free market lines (LCA, CRA). Rates depend on the producer's rating and guarantee, but are always competitive to make production viable.
Yes, we have "Green Credit" lines (Green Bonds) with special conditions for recovery of degraded pastures, Crop-Livestock-Forest Integration (ILPF), and bioenergy.
The field doesn't stop and your production needs resources. Count on the partnership of Maximo Conceito.
Talk to Agri SpecialistService throughout the national territory.